Let’s be honest, after-work time is sacred. It’s your chance to swap out the workday chaos for cozy vibes, good snacks, and a little you time. But what if those wind-down hours could also help you get ahead financially? Whether you’re saving for a weekend trip, padding your emergency fund, or just want a little extra breathing room in your budget, it is possible to relax and boost your income at the same time.
When I was paying off my student loans, I did everything I could to throw as much extra money at them as possible – and it was extremely worth it! Even now, ten years later, I still do what I can to make extra money when I have the opportunity.
From chill side hustles you can do in your PJs to low-effort income streams that run in the background, we’ve rounded up 10 simple ways to decompress and grow your bank account—starting tonight.

Here are ten chill yet productive ways to decompress and give your income a little lift:
1. Freelance for Fun
If you’re a natural writer, designer, or social media lover, hop on sites like Upwork or Fiverr after work. It doesn’t have to be a huge time commitment—just an hour or two of freelancing each night can add up fast. Bonus: it builds your portfolio and your bank account.
2. Sell Your Stuff (or Flip It!)
Decluttering your space can be oddly therapeutic. Take it a step further and list gently used clothes, books, or tech on platforms like Poshmark or Facebook Marketplace. You can also easily sell stuff you’ve purchased and no longer use on apps like Mercari and Poshmark (here’s my proof).
Want to go pro? Try flipping thrifted finds for profit—it’s like treasure hunting and side hustling rolled into one. Plus, who doesn’t love spending extra time at the thrift?
3. Relaxing with Low-Risk $1 Deposit Casinos
Sometimes you just want to kick back with something low-effort. Enter: low-risk $1 deposit casinos. These platforms let you play casual games with minimal commitment—and a little luck might land you a surprise payout. It’s a chill way to unwind while keeping things exciting (just make sure to stay mindful of your budget).
4. Start a Low-Key Blog or Newsletter
Blogging doesn’t have to be a full-time thing. Write about what you love—books, budgeting, beauty, or your latest Trader Joe’s finds—and monetize with affiliate links or newsletters on platforms like Substack. It’s a slow build, but a satisfying creative outlet.
5. Take Online Surveys (While You Watch Netflix)
Unwind with your favorite series and earn a few bucks? Sounds like a win. Try Swagbucks, InboxDollars, or Prolific for legit survey options you can do while lounging in bed.
6. Test Apps and Websites
Companies pay for feedback, and you can earn $10-$20 per test with platforms like UserTesting. It’s a super chill gig you can do from your couch—just speak your thoughts out loud as you use websites or apps.

7. Open a High-Yield Savings Account
Technically, this one’s passive—but it’s smart. If your money’s sitting in a traditional account earning crumbs, consider switching to a high-yield savings account like those from Ally or Marcus. More interest = more cash over time, no effort required.
8. Create Digital Downloads to Sell
Feeling a little artsy? Use Canva or Google Docs to create planners, journal pages, or budget templates and list them on Etsy. Once they’re uploaded, they sell while you sleep. Hello, passive income!
9. Watch the Stock Market (Without Stressing)
Apps like Acorns or Public make it easy to dip a toe into investing, even if you don’t know a thing about Wall Street. Start with small change and watch it grow while you sip tea on the couch.
10. Teach or Tutor Online
Got a knack for a subject or a skill like piano, Photoshop, or conversational Spanish? Offer virtual lessons a few nights a week through sites like Wyzant or Superprof. It’s flexible, fun, and fulfilling.
You don’t have to hustle every second of your downtime—but if you want to build a little extra financial cushion, it’s totally doable without burning out. Whether you’re decluttering your closet or building your brand one blog post at a time, these small steps can make a big impact. Work hard, wind down, and let your after-hours energy work for you.