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TopCashback Review 2021: How To Get The Best Cashback, Pros, and Cons

This post is sponsored by TopCashback and contains affiliate links. Sign up here and get $10 when you earn $10 or more on site! Offer expires October 31st.


How often do you shop online? Are you taking full advantage of the money you can save when you are shopping online? I’m not talking about catching the sales and clearance items, although those finds are always nice, of course.

Today I want to show you how you can save money on your online purchases by getting cash back. The website TopCashback is a great way to do this! 

It’s essentially free money! You’ll get the best deal available and be able to use the extra money in many ways. TopCashback is one of the best cashback programs and rewards programs available. Their cashback rates are unmatched and they have an extensive list of partner retailers to get you the best rate. It’s a good idea to shop with cash back whether you’re using the mobile app or your computer! 

Sign up with this link here and get a $10 sign-up bonus when you earn $10 or more on site!

TopCashback Review Table of Contents:

signing up for topcashback

What Is TopCashback?

TopCashback is a money saving website that helps you save money on everyday online purchases. TopCashback partners with over 4,000 retailers and gives 100% of the cash back commission to it’s members.TopCashback’s mission is to help people save money in their everyday lives. They have been helping their members do exactly that since 2005.

Since then they have taken their company global to help people from all over the world save money. What started as a company run from home has turned into a company with offices in the UK, US, and China serving over 15 million members. 

Having over 4,500 retailers on their site, TopCashback truly does help their members save on their everyday life purchases, and then some. 

On you’ll find retailers like Walmart, Sephora, Bed Bath & Beyond, Michaels, Best Buy, Home Depot, and even travel companies like Priceline and Whatever you are shopping for, odds are TopCashback can help you get cash back on your purchase. There may be other cash back companies out there, but TopCashback offers 100% of commission back to their members. This helps them consistently feature higher rates than the competitors. Their cashback offers are unmatched!

retailers on topcashback

Is TopCashback Safe To Use?

Since TopCashback passes on 100% of the cash back to the customer, it might leave you wondering – is TopCashback safe to use? The answer is yes!

It is a reliable platform that is able to pass more cash back onto the consumer because they monetize through affiliate links, sponsorships, and ads. You’ll see these marked on the site as “zero cashback.” When users click those links, TopCashback makes money that way. 

They also get bonuses from retailers for driving a high volume of traffic to their websites. Their aim is not to make a huge profit and to keep commissions passed on to users as cash back. It’s a win-win-win all around.

How Does TopCashback Work?

Starting your cash back journey with TopCashback is easy. First you visit the TopCashback website to sign up and make a TopCashback account.

Once you sign up you simply search for the store you want to shop at. If you aren’t sure where you want to shop, browse the website a little. You’ll be sure to find something that catches your attention.

They also have the TopCashback app available to download on Android and iPhone.

Some examples of offers you’ll find:

The commissionable categories change from time to time so be sure to check out each merchant’s page for commissionable items.

At the time of writing, we saw a 5% cash back offer on home decor at If you are looking for your next Apple product purchase, you can score up to 4% cash back on your eligible purchases if you shop the Apple Store through TopCashback. The commission rate can vary based on the items purchased. If you buy your grocery and home items at Walmart you’ll be able to get up to 7% cash back. These are just a few examples of the deals you find on TopCashback. Once you find a retailer to shop at and click “Get Cashback” you’ll be redirected to the retailer’s website. All you have to do is shop like you normally do as TopCashback records your purchase to get your cash back amount. It takes up to seven days for your cash back amount to show in your account.

You’ll also find coupon codes. Using a cash-back site is such an easy way to make extra money! 

Cashing Out from TopCashback

Your cashback amount will show up as pending until the store pays TopCashback. This amount of time can vary, but most usually happens in about 1-3 months. The good news is, you can cash out any amount at any time – you don’t have to wait for scheduled payouts!

Options for Cashing Out

You are able to cash out at any amount via bank transfers to your bank account, PayPal, gift cards, and even more ways. The best part is that there is no minimum threshold! 

TopCashback offers bonuses if you choose to cash out certain ways, like receiving a gift card, including Amazon gift cards, to an available retailer of your choice.

Sign up here to get your $10 sign-up bonus when you earn $10 or more on site!

using topcashback at sephora

Signing Up For TopCashback

Signing up for TopCashback is simple and free. Just like anything you sign up online for, you’ll need to fill out some information. Once you enter your name, email, create a password, etc. you’ll be sent an email to verify the right email address. Once you complete that step they will send you some getting started information, then you’ll be ready to start saving. The whole process was simple on my mobile device, and I’m sure the same can be said on the computer.  

TopCashback is all about making their site simple to use. One of the ways they do this is through their browser extension. 


How To Install the TopCashback Extension

The browser extension is a great tool to use while you are online shopping. Odds are you’ll forget about the option to earn cash back on your purchases, especially if it is an unplanned shopping day. This is where the browser extension comes in handy. It alerts you of any cash back offers that are on while you are visiting a retailer’s website.

top cashback browser extension

You can find the browser extension link under the Features tab at the top of the screen. Once you are there you’ll want to click “Install Extension.” At the next page click “Add Extension” then you will be good to start getting cash back notifications. Check out the screenshots down below to follow along with the steps.

Sign up here to get your $10 sign-up bonus when you earn $10 or more on site!

top cashback browser extension

Pros of TopCashback

If you’re wondering what the pros of using TopCashback are, let’s take a look:

1. High cash back rates.

TopCashback offers the highest cash back rates available. Because they pass the commission 100% on to their customers, you’ll find unmatched percentages at TopCashback.

2. Number of retail partners.

TopCashback works with 4500+ retailers to bring you the best deals. You have more shopping options here than with competitors. 

3. No minimum to withdraw.

You can get paid at any time! You don’t have to wait for scheduled payouts. This gives you more flexibility in your balance. If you happen to shop at lot one month, say around the holidays, you’re able to cash out your money as soon as it’s available. Not having to wait is a huge pro in my book!

4. Easy to use.

The signup process and browser extension make TopCashback so easy and simple to use. They’ll even remind you to activate your cash back! 

5. Customer service.

They have an extensive FAQ section and their customer service is quick to respond to your support ticket if you need help. 

Cons of TopCashback

If there is one con of TopCashback, I would say it is that there are sometimes item exclusions, but that is common with competitors as well. Additionally there is not an in-store cashback option if you tend to shop in-store.

More Ways That TopCashback Helps You Save Money

While exploring the TopCashback site you’ll come across a plethora of different resources to help you save more money. A lot of these resources come from their blog. Here you’ll find tips and tricks and even giveaways/sweepstakes. 

Another resource you’ll find on the site are sections dedicated to Black Friday, Cyber Monday, and Green Monday. The closer these shopping holidays get, the more deals and cash back offers you’ll find on these pages. Right now you’ll find more information about the holiday and best tips and practices on the site. 

If you’re wondering what the top deals on the site are, in order to save the most money, you’ll want to click on the Offers tab. There you’ll find the top cash back offers in each category that TopCashback lists on their website.

TopCashback is the best cashback site available. You’ll love their cashback tools and being a TopCashback member.

Now that you know more about TopCashback, it’s time for you to start earning your cash back. Signup today and start shopping!

Sign up here to get your $10 sign-up bonus after you earn your first $10 cash back!

About the Author

Nicole Booz

Nicole Booz is the founder and Editor-in-Chief of GenTwenty, GenThirty, and The Capsule Collab. She has a Bachelor of Science in Psychology and is the author of The Kidult Handbook (Simon & Schuster May 2018). She currently lives in Pennsylvania with her husband and two sons. When she’s not reading or writing, she’s probably hiking, eating brunch, or planning her next great adventure.